A traffic accident is a traumatic experience at the best times. It could be much worse if proper procedures are not followed after the accident, so you can file your claim. The following points will help.

* In the U.S. insurance laws decree that it is imperative to inform your insurance company immediately after the accident. Call your insurance agent immediately and if possible get him to the crash site before the cars moved. Otherwise, make certain you can contact your insurance company at the earliest.

* Gather all information about other driver and his vehicle, especially with respect to its insurance company and policy. This is even more important if the other motorist was responsible for the accident. In this case, prompt action will ensure his company that meets all requirements and no deductibles transferable to you. This will also prevent the escalation of future insurance premiums paid by you.

* Take photographs of the crash and the surrounding areas, so there is visible evidence to support your claim. If the insurance representative is present, he will make the necessary inquiries and speak with any witnesses.

* Fill in the application form. Ask your insurance agent what documentation must be attached with it, beyond the photographs and a police report if you have one.

* Determine the time of the accident, where you have to make your claim. Make sure your application is filed within that.

* Extend all cooperation with your insurance company to enable them to make a proper assessment of damages.

[Debtor's name and address]

Dear Sir / Madam [or name of person if known]

I am writing about the amount of amount [number] $ which was due to pay the [date] and is still pending despite my claims. This amount relates to:
[Include as appropriate, for example]

* The goods supplied to you by me at his request, [a brief description of the goods and relevant information]

* For services provided to you by me at your request, [a brief description of the type of service and relevant details]

* The amounts owed to me in terms of our contract dated [date] and to [insert brief description]

Deputy [attach relevant documents to determine the amount due, for example, a copy of my original invoice date, or a copy of our contract].
I demand payment of the amount of pay me at the address below within [number of days, usually from 7 to 14 days] days from the date of this letter.
OPTIONAL: In addition and without prejudice to my right to full recovery of the debt, I am willing to:
[Include as appropriate, for example]
* Accept the amount of [amount] $ lower as full and final settlement of the debt if paid within [number of days to pay] from the date of receipt of this letter.

If this matter is not resolved within the period specified above, I reserve the right to initiate legal proceedings to recover the debt without notice to you and this letter may be tendered in court as evidence of non-payment.

Yours sincerely
[Your Name, address and other contact details]

Normally, a legal document revealing individual or corporate claims is often called as a Statement of Claim. This document carries an official communication stating that the alleged faulty individuals have caused damages.

In general, the certain amount of reimbursing money is proposed to the addressee as the cost of resulting damages and disadvantages towards the claimer. After all, filing a statement of claim has to be done in a proper way unless the legal case will be simply rejected by the court due to a simple mistake of technicality.

In terms of patents law, a claim comes up in the picture when something of an individual or corporate right is damaged or pirated. In this case, legal claims are commonly concerned by individual citizen and corporate when dealing with patents ownership disputes and settlements in front of the court.

The involvement of lawyers or attorneys is obliged in accompanying the procedural process of legal claims. Both claiming party and the alleged one have got the equal right to get a legal aid for the prosecution and litigation of adversarial justice.